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The Genesis of Wayne finance team is prepared to assist drivers with square away financing! Our team of in-house finance professionals can assist drivers with nearly every step of the vehicle financing process; from applying for credit to helping drivers consider the different financing options. Wondering what finance options are available to you? Contact the Genesis of Wayne financing team today to get started!
Looking to find financing for a used car or SUV near Wayne, NJ? Or, perhaps you’re looking for financing for a new Genesis car or SUV? Regardless of whether you’re looking for a new or used vehicle, the Genesis of Wayne finance professionals can help! Each of our finance experts are ready to personally sit down with Pequannock and Wayne area drivers to find a finance option that works with your unique needs.
With our online financial tools, drivers can get ahead of the finance process by filling out an online finance application. Once completed and submitted, a Genesis of Wayne finance team member will get in touch with you to go over the financal options that are right for you! Drivers can take care of other finance-related steps online, as well. For instance, if you are interested in trading in your current vehicle, you can get a vehicle estimate by utilizing our Value Your Trade tool! Other than vehicle trade-in estimates, Wayne drivers can use our payment calculator tool to get an estimate on your monthly payments! Just enter your vehicle price, down payment amount, term length, and then voila – get an estimated monthly payment. Before you start buying be sure to check out our new specials, used specials and our vehicles under $15k inventory to save big at Genesis of Wayne.
Have a few questions about financing? Reach out to our finance team! From new vehicle financing to used vehicle financing, Wayne drivers can count on the Genesis of Wayne team!
Our trade-in experts at Genesis of Wayne will give you the most market reflective vehicle pricing for your used car or SUV.
Buying a car is easy, how you pay for it is a little more involved. If you’re looking for information on what works better for you click here.
Buying a vehicle is an easy process. Like any industry, however, the financing world has its share of odd and sometimes difficult to understand language. Here’s a short list of the most common terms used during the finance process:
APR: The Annual Percentage Rate
Assignment: A transfer of a loan from one lender to another
Base Price: The costs of a car with standard equip incentives & freight
Certificate of Title: A Legal document issued by a state at the time of sale.
Co-signer: A person who takes on a loan if the orig. borrower stops pay
Default: Failure to meet the terms of the loan
Interest: A percentage charge for a loan
MSRP: Manufacturers Suggested Retail Price
Refinance: When one loan is used to pay off another
Term: The length of the loan, 24, 48, 60… months
Underwriting: Verifying the data used to obtain a loan